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2 bed flat for sale Derngate, Northampton, NN1

Asking price

£265,000

Added on 23/09/2026

Type: Flat
Bedrooms: 2
Tenure: Leasehold

Highlights

From the agent's description

Chain free
Secure parking
Balcony
Open-plan kitchen/diner
En-suite

About this property

Welcome to this exceptional duplex penthouse apartment, situated within the highly desirable Derngate Lofts development in the very heart of Northampton Town Centre. Combining contemporary design, generous living space, and stunning elevated views across the town, this unique property offers a rare opportunity to acquire one of the area’s most impressive apartments.

Council tax

Ask agent

Per year

Band A

£1,658
Band B

£1,934
Band C

£2,210
Band D

£2,487
Band E

£3,039
Band F

£3,592
Band G

£4,144
Band H

£4,973

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In West Northamptonshire, 2026/27 bills run from £1,658 a year in band A to £4,973 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across West Northamptonshire, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

100 comparables · within 3 miles

Priced above 100% of the 2-bed flats for sale nearby right now.

This home, £265,000 Median £150,000 · £110,000 – £190,000

Compared with 100 2-bed flats for sale within 3 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Derngate, Northampton, NN1

Open map Street View

Mortgage and stamp duty

Property price £265,000

£132k £398k

Deposit10% £27,000

£0 £265k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £238,000 mortgage. Most lenders would want a household income of about £53,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
Flat 7, Derngate Lofts 9, Derngate Flat / maisonette	Flat / maisonette	Mar 2026	n/a	n/a	n/a	£145,000
Flat 49, Derngate Lofts, 9, Derngate Flat / maisonette	Flat / maisonette	Dec 2025	n/a	n/a	n/a	£162,500
Flat 50, Derngate Lofts, 9, Derngate Flat / maisonette	Flat / maisonette	Nov 2025	n/a	n/a	n/a	£165,000
Flat 51, Derngate Lofts, 9, Derngate Flat / maisonette	Flat / maisonette	Sept 2023	n/a	n/a	n/a	£160,000
Flat 49, Derngate Lofts, 9, Derngate Flat / maisonette	Flat / maisonette	Jul 2023	n/a	n/a	n/a	£170,000
Apartment 11, Theatre Court, 17, Derngate Flat / maisonette	Flat / maisonette	May 2023	904 sq ft £194/sq ft	904 sq ft	£194	£175,000
Flat 52, Derngate Lofts, 9, Derngate Flat / maisonette	Flat / maisonette	Jan 2023	n/a	n/a	n/a	£175,000
Flat 9, Derngate Lofts, 9, Derngate Flat / maisonette	Flat / maisonette	Jul 2022	527 sq ft £322/sq ft	527 sq ft	£322	£169,950