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4 bed house for sale Fern Hill Road, Cowley, OX4

Guide Price

£535,000

Added on 16/09/2026

Type: House
Bedrooms: 4
Size: £357 per sq ft
Tenure: Freehold

Council tax Band D £2,678 a year

Key features

Excellent access to transport links and local amenities
Convenient location for Headington, Cowley and Oxford Business Park
Garage and off-road parking
South-west facing rear garden
Loft-converted double bedroom
Spacious kitchen/dining area
Accommodation arranged over three floors
Council Tax Band: D
No Onward Chain
Tenure: Freehold

About this property

A substantial and extended four-bedroom semi-detached family home situated on the edge of Cowley, offering spacious accommodation over three floors and convenient access to Headington and Oxford's key business and transport links. The property features a traditional bay-fronted living room, a further reception room, and a generous kitchen opening into a dining area with patio doors leading to the rear garden. A ground-floor WC adds further practicality for modern family living.

Floorplan

Council tax

Band D £2,678 a year

Per year

Band A

£1,786
Band B

£2,083
Band C

£2,381
Band D

This home: £2,678
Band E

£3,274
Band F

£3,869
Band G

£4,464
Band H

£5,357

This home is in band D, which costs £2,678 a year in Oxford for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Oxford, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

76 comparables · within 2.9 miles

Cheaper than 64% of the 4-bed houses for sale nearby right now.

This home, £535,000 Median £600,000 · £450,000 – £1,187,500

Per square foot

£357 24% under

4-bed houses nearby £467

Against sold prices

26% under

OX4 sold median £484 / sq ft, 983 sales

Compared with 76 4-bed houses for sale within 2.9 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in OX4 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in OX4 →

Location

Fern Hill Road, Cowley, OX4

Open map Street View

Mortgage and stamp duty

Property price £535,000

£267k £803k

Deposit10% £54,000

£0 £535k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £481,000 mortgage. Most lenders would want a household income of about £107,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
116, Fern Hill Road Semi-detached	Semi-detached	Jun 2026	1,001 sq ft £499/sq ft	1,001 sq ft	£499	£500,000
132, Fern Hill Road Terraced	Terraced	May 2026	797 sq ft £521/sq ft	797 sq ft	£521	£415,000
92, Fern Hill Road Terraced	Terraced	Aug 2024	1,292 sq ft £378/sq ft	1,292 sq ft	£378	£488,000
88, Fern Hill Road Terraced	Terraced	Jan 2024	1,033 sq ft £453/sq ft	1,033 sq ft	£453	£468,000
100, Fern Hill Road Semi-detached	Semi-detached	Nov 2022	936 sq ft £450/sq ft	936 sq ft	£450	£421,000
116, Fern Hill Road Semi-detached	Semi-detached	Jul 2022	1,001 sq ft £375/sq ft	1,001 sq ft	£375	£375,000
98, Fern Hill Road Semi-detached	Semi-detached	May 2022	1,130 sq ft £436/sq ft	1,130 sq ft	£436	£493,000
92, Fern Hill Road Terraced	Terraced	Oct 2021	1,292 sq ft £382/sq ft	1,292 sq ft	£382	£493,500