1/8

1 bed flat for sale Institute Road, Chatham, ME4

Asking price

£140,000

Added on 16/10/2026

Type: Flat
Bedrooms: 1
Tenure: Freehold

About this property

An absolute gem! This beautifully presented one-bedroom ground floor maisonette on Institute Road, Chatham, is offered in immaculate condition throughout and is sure to impress **Immaculate One-Bedroom Ground Floor Maisonette with Private Garden** An absolute gem! This beautifully presented one-bedroom ground floor maisonette on Institute Road, Chatham, is offered in immaculate condition throughout and is sure to impress.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,552
Band B

£1,811
Band C

£2,070
Band D

£2,329
Band E

£2,846
Band F

£3,363
Band G

£3,881
Band H

£4,657

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Medway, 2026/27 bills run from £1,552 a year in band A to £4,657 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Medway, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

34 comparables · within 2.7 miles

Cheaper than 65% of the 1-bed flats for sale nearby right now.

This home, £140,000 Median £162,500 · £111,500 – £197,000

Compared with 34 1-bed flats for sale within 2.7 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Institute Road, Chatham, ME4

Open map Street View

Mortgage and stamp duty

Property price £140,000

£70k £210k

Deposit10% £14,000

£0 £140k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £126,000 mortgage. Most lenders would want a household income of about £28,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
1, Institute Road Terraced	Terraced	Jun 2025	936 sq ft £219/sq ft	936 sq ft	£219	£205,000
10, Institute Road Terraced	Terraced	Jun 2024	893 sq ft £213/sq ft	893 sq ft	£213	£190,000
20, Institute Road Terraced	Terraced	Nov 2023	904 sq ft £210/sq ft	904 sq ft	£210	£190,000
Flat 2, 8, Institute Road Flat / maisonette	Flat / maisonette	Feb 2023	441 sq ft £317/sq ft	441 sq ft	£317	£140,000
26, Institute Road Terraced	Terraced	Sept 2022	1,098 sq ft £200/sq ft	1,098 sq ft	£200	£219,500
5, Institute Road Terraced	Terraced	Feb 2020	958 sq ft £206/sq ft	958 sq ft	£206	£197,000
5, Institute Road Terraced	Terraced	Dec 2017	958 sq ft £201/sq ft	958 sq ft	£201	£193,000
Flat 1, 8, Institute Road Flat / maisonette	Flat / maisonette	Dec 2017	388 sq ft £271/sq ft	388 sq ft	£271	£105,000