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1 bed flat for sale Smith Road, Cardiff, CF14

Offers in excess of

£130,000

Added on 26/09/2026

Type: Flat
Bedrooms: 1
Bathrooms: 1
Tenure: Leasehold; 105 years left(from the agent's description)

Service charge £1,899 a yearGround rent £150 a year

* From the agent's description. Check it with them before you rely on it.

Key features

No Ongoing Chain
One Double Bedroom
Open Plan Kitchen / Diner
Balcony and Allocated Parking
A Short Stroll to Public Transport/Shops
Number of years left on lease: 105 years
Annual service charge: £1,899
Annual ground rent: £150
Annual ground rent review period: Contact branch
Ground rent increase: Contact branch

About this property

Offered for sale with no onward chain and in excellent order throughout is this one bedroom flat located in Llanishen, An ideal purchase for a first time buyer or investor. Situated within walking distance of shops, schools and public transport. Ready to move into condition with a useable balcony.

Council tax

Ask agent

Per year

Band A

£1,342
Band B

£1,566
Band C

£1,789
Band D

£2,013
Band E

£2,461
Band F

£2,908
Band G

£3,355
Band H

£4,026
Band I

£4,697

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Cardiff, 2026/27 bills run from £1,342 a year in band A to £4,697 in band I.

Figures from the Welsh Government (Open Government Licence v3), including the typical community council precept. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

39 comparables · within 3 miles

Priced above 51% of the 1-bed flats for sale nearby right now.

This home, £130,000 Median £125,000 · £99,900 – £220,000

Compared with 39 1-bed flats for sale within 3 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Smith Road, Cardiff, CF14

Open map Street View

Mortgage and LTT

Property price £130,000

£65k £195k

Deposit10% £13,000

£0 £130k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £117,000 mortgage. Most lenders would want a household income of about £26,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
9, Smith Road Flat / maisonette	Flat / maisonette	Apr 2025	334 sq ft £390/sq ft	334 sq ft	£390	£130,000
17, Smith Road Flat / maisonette	Flat / maisonette	Jul 2024	334 sq ft £408/sq ft	334 sq ft	£408	£136,000
11, Smith Road Flat / maisonette	Flat / maisonette	Nov 2023	366 sq ft £351/sq ft	366 sq ft	£351	£128,500
7, Smith Road Flat / maisonette	Flat / maisonette	Feb 2023	355 sq ft £381/sq ft	355 sq ft	£381	£135,500
33, Smith Road Semi-detached	Semi-detached	Feb 2023	1,227 sq ft £293/sq ft	1,227 sq ft	£293	£360,000
23, Smith Road Flat / maisonette	Flat / maisonette	Aug 2022	409 sq ft £318/sq ft	409 sq ft	£318	£130,000
29, Smith Road Terraced	Terraced	Aug 2022	1,109 sq ft £280/sq ft	1,109 sq ft	£280	£310,000
33, Smith Road Semi-detached	Semi-detached	Jun 2021	1,227 sq ft £267/sq ft	1,227 sq ft	£267	£328,000