Shared ownership

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Shared ownership

1/13

2 bed flat for sale Upper Charles Street, Camberley, GU15

Asking price

£110,000

Added on 04/10/2026

50% share · £220,000 full value

Type: Flat
Bedrooms: 2
Bathrooms: 1
Size: £155 per sq ft
Tenure: Ask agent; 108 years left(from the agent's description)

Service charge £2,508 a year Council tax Band D £2,585 a year

* From the agent's description. Check it with them before you rely on it.

Key features

Affordable Step Onto the Ladder: Available for £110,000 for a 50% share (Full Market Value: £220,000).
Staircasing Potential:
Prime Town Centre Location
Walk-In Condition
Open-Plan Living & Balcony
Two Double Bedrooms
Secure Gated Parking
Manageable Costs: Features a healthy 108-year remaining lease and a competitive service charge of £209 per month.

About this property

Offered on a 50% shared ownership basis at £110,000, this spacious two-bedroom apartment in the heart of Camberley town centre presents an incredible, lower-cost opportunity for first-time buyers to secure a modern home without the massive upfront price tag.

Set within the vibrant Atrium development, the property has been thoughtfully improved and upgraded by the current owners, meaning you can move straight in without lifting a finger.

Floorplan

Council tax

Band D £2,585 a year

Per year

Band A

£1,723
Band B

£2,011
Band C

£2,298
Band D

This home: £2,585
Band E

£3,160
Band F

£3,734
Band G

£4,309
Band H

£5,170

This home is in band D, which costs £2,585 a year in Surrey Heath for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Surrey Heath, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Location

Upper Charles Street, Camberley, GU15

Open map Street View

Mortgage and stamp duty

Property price £110,000

£55k £165k

Deposit10% £11,000

£0 £110k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £99,000 mortgage. Most lenders would want a household income of about £22,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
8, North Court, Upper Charles Street Flat / maisonette	Flat / maisonette	Jul 2025	764 sq ft £115/sq ft	764 sq ft	£115	£88,000
44, North Court, Upper Charles Street Flat / maisonette	Flat / maisonette	Feb 2025	710 sq ft £274/sq ft	710 sq ft	£274	£195,000
9, North Court, Upper Charles Street Flat / maisonette	Flat / maisonette	Nov 2024	700 sq ft £154/sq ft	700 sq ft	£154	£108,000
19, North Court, Upper Charles Street Flat / maisonette	Flat / maisonette	Sept 2024	710 sq ft £320/sq ft	710 sq ft	£320	£227,000
48, North Court, Upper Charles Street Flat / maisonette	Flat / maisonette	Jul 2024	721 sq ft £284/sq ft	721 sq ft	£284	£205,000
31, North Court, Upper Charles Street Flat / maisonette	Flat / maisonette	Dec 2023	786 sq ft £300/sq ft	786 sq ft	£300	£236,000
39, North Court, Upper Charles Street Flat / maisonette	Flat / maisonette	Jul 2022	495 sq ft £353/sq ft	495 sq ft	£353	£175,000
49, North Court, Upper Charles Street Flat / maisonette	Flat / maisonette	Jul 2021	495 sq ft £353/sq ft	495 sq ft	£353	£175,000