1/12

3 bed house for sale St. Phillips Street, Cheltenham, GL50

Guide price

£525,000

Added on 18/10/2026

Type: House
Bedrooms: 3
Size: £334 per sq ft
Tenure: Freehold

Council tax Band C £2,106 a year

Key features

Town House

About this property

11 St. Phillips Street is an elegant period property presenting a well-balanced layout ideally suited to both family living and entertaining. The house successfully combines character features with modern fittings, while also offering excellent flexibility of use.

Floorplan

Council tax

Band C £2,106 a year

Per year

Band A

£1,580
Band B

£1,843
Band C

This home: £2,106
Band D

£2,370
Band E

£2,896
Band F

£3,423
Band G

£3,949
Band H

£4,739

This home is in band C, which costs £2,106 a year in Cheltenham for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Cheltenham, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

100 comparables · within 2.2 miles

Priced above 74% of the 3-bed houses for sale nearby right now.

This home, £525,000 Median £382,500 · £264,500 – £675,000

Per square foot

£334 11% under

3-bed houses nearby £375

Against sold prices

8% under

GL50 sold median £364 / sq ft, 774 sales

Compared with 100 3-bed houses for sale within 2.2 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in GL50 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in GL50 →

Location

St. Phillips Street, Cheltenham, GL50

Open map Street View

Mortgage and stamp duty

Property price £525,000

£262k £788k

Deposit10% £53,000

£0 £525k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £472,000 mortgage. Most lenders would want a household income of about £105,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
14, St Philips Street Terraced	Terraced	Mar 2026	1,130 sq ft £376/sq ft	1,130 sq ft	£376	£425,000
5, St Philips Street Terraced	Terraced	Jul 2025	829 sq ft £569/sq ft	829 sq ft	£569	£471,219
Flat 1, 1, St Philips Street Flat / maisonette	Flat / maisonette	Dec 2024	570 sq ft £416/sq ft	570 sq ft	£416	£237,500
27, St Philips Street Terraced	Terraced	Oct 2024	1,023 sq ft £469/sq ft	1,023 sq ft	£469	£480,000
13, St Philips Street Terraced	Terraced	Jun 2021	1,561 sq ft £375/sq ft	1,561 sq ft	£375	£585,000
17, St Philips Street Terraced	Terraced	Jan 2021	1,593 sq ft £317/sq ft	1,593 sq ft	£317	£505,000
25, St Philips Street Terraced	Terraced	Dec 2020	1,152 sq ft £341/sq ft	1,152 sq ft	£341	£392,500
Flat 1, 1, St Philips Street Flat / maisonette	Flat / maisonette	Aug 2020	570 sq ft £342/sq ft	570 sq ft	£342	£195,000