1/12

2 bed house for sale Spencer Street, Accrington, BB5

Asking price

£120,000

Added on 27/09/2026

Type: Terraced
Bedrooms: 2
Bathrooms: 1
Tenure: Leasehold; 859 years left

Council tax Band A £1,644 a year

Key features

TWO BEDROOM MID-TERRACE
TWO RECEPTION ROOMS
IDEAL FOR FIRST TIME BUYERS AND INVESTORS
CLOSE TO LOCAL AMENITIES
FRONT AND REAR GARDENS
LEASEHOLD OF 999 YEARS
COUNCIL TAX BAND A
EPC - TBC

About this property

A beautifully presented two-bedroom stone-built terraced home, situated in a highly sought-after location and welcomed to the market. Offering two generous reception rooms, a modern fitted kitchen, two well-proportioned bedrooms, and a family bathroom, this attractive property also benefits from front and rear outdoor spaces.

Floorplan

Council tax

Band A £1,644 a year

Per year

Band A

This home: £1,644
Band B

£1,918
Band C

£2,192
Band D

£2,466
Band E

£3,014
Band F

£3,562
Band G

£4,110
Band H

£4,932

This home is in band A, which costs £1,644 a year in Hyndburn for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Hyndburn, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

31 comparables · within 2.9 miles

Priced above 61% of the 2-bed houses for sale nearby right now.

This home, £120,000 Median £110,000 · £70,000 – £180,000

Compared with 31 2-bed houses for sale within 2.9 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Spencer Street, Accrington, BB5

Open map Street View

Mortgage and stamp duty

Property price £120,000

£60k £180k

Deposit10% £12,000

£0 £120k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £108,000 mortgage. Most lenders would want a household income of about £24,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
23, Spencer Street Terraced	Terraced	Feb 2026	893 sq ft £123/sq ft	893 sq ft	£123	£110,000
8, Spencer Street Terraced	Terraced	Aug 2025	861 sq ft £145/sq ft	861 sq ft	£145	£125,000
32, Spencer Street Terraced	Terraced	Dec 2024	1,249 sq ft £100/sq ft	1,249 sq ft	£100	£125,000
3, Spencer Street Terraced	Terraced	Aug 2024	1,163 sq ft £95/sq ft	1,163 sq ft	£95	£110,000
34, Spencer Street Terraced	Terraced	May 2024	1,249 sq ft £111/sq ft	1,249 sq ft	£111	£138,000
17, Spencer Street Terraced	Terraced	Apr 2024	872 sq ft £111/sq ft	872 sq ft	£111	£97,000
3, Spencer Street Terraced	Terraced	Oct 2023	1,163 sq ft £69/sq ft	1,163 sq ft	£69	£80,000
11, Spencer Street Terraced	Terraced	Jun 2023	850 sq ft £141/sq ft	850 sq ft	£141	£120,000