Shared ownership

1/17

Shared ownership

1/17

2 bed house for sale Woods Drive, Swanwick, DE55

Asking price

£90,000

Added on 25/09/2026

45% share · about £200,000 full value

Type: Terraced
Bedrooms: 2
Bathrooms: 1
Size: £135 per sq ft
Tenure: Leasehold

EPC B 85 potential A

Key features

45% shared ownership for this modern mid town house
Offered for sale with no upward chain.
Lounge with french style doors to the rear
Two bedrooms and family bathroom
Vehicle standing space to the front and guest space
Rear enclosed garden, laid to lawn
Gas heating system and double glazed windows
Viewing is essential to appreciate the accommodation on offer

About this property

For sale is 45% shared ownership of this beautiful mid town house offered for sale with no upward chain. Situated in a popular residential location this townhouse has reception hall with stairs off to first floor accommodation, downstairs cloakroom and kitchen with a range of wall and base units with complementary work surfaces over, incorporating an integrated oven and hob. The lounge overlooks the rear elevation. To the first floor are two bedrooms and a family bathroom with three piece suite. Externally the front of the property has driveway providing vehicle standing space being open plan. The rear garden is laid to lawn with fence surround and patio area. The property has double glazed windows and a gas heating system.

Floorplan

Energy performance

B 85

Current

Potential

92+

98 A

81-91

85 B

69-80

55-68

39-54

21-38

1-20

This home is rated band B, scoring 85 out of 100. The average British home is band D. Its certificate says it could reach band A (98) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Ask agent

Per year

Band A

£1,605
Band B

£1,873
Band C

£2,140
Band D

£2,408
Band E

£2,943
Band F

£3,478
Band G

£4,013
Band H

£4,815

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Amber Valley, 2026/27 bills run from £1,605 a year in band A to £4,815 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Amber Valley, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Location

Woods Drive, Swanwick, DE55

Open map Street View

Mortgage and stamp duty

Property price £90,000

£45k £135k

Deposit10% £9,000

£0 £90k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £81,000 mortgage. Most lenders would want a household income of about £18,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
6, Woods Drive Detached · new build	Detached · new build	May 2025	1,119 sq ft £290/sq ft	1,119 sq ft	£290	£324,995
16, Woods Drive Detached · new build	Detached · new build	Sept 2024	1,345 sq ft £275/sq ft	1,345 sq ft	£275	£369,995
3, Woods Drive Detached · new build	Detached · new build	Jul 2024	1,130 sq ft £288/sq ft	1,130 sq ft	£288	£324,995
11, Woods Drive Detached · new build	Detached · new build	Jul 2024	1,066 sq ft £300/sq ft	1,066 sq ft	£300	£319,995
7, Woods Drive Detached · new build	Detached · new build	Jun 2024	1,722 sq ft £255/sq ft	1,722 sq ft	£255	£439,995
9, Woods Drive Detached · new build	Detached · new build	May 2024	1,399 sq ft £293/sq ft	1,399 sq ft	£293	£409,995
14, Woods Drive Detached · new build	Detached · new build	Apr 2024	969 sq ft £314/sq ft	969 sq ft	£314	£303,995
5, Woods Drive Detached · new build	Detached · new build	Mar 2024	850 sq ft £296/sq ft	850 sq ft	£296	£251,995