2 bed flat for sale Factory Road, Kirkcaldy, KY1 2NJ

2 beds 1 bath Flat

Tenure: ask agent

Added today

About this property

An excellent first time buy or buy-to-let opportunity, ideally positioned in a central location close to local amenities and within walking distance of the town centre. Set on the first floor, the property offers a practical layout with good sized accommodation throughout. The internal accommodation comprises an entrance hall, a bright lounge and a fitted kitchen with ample base and wall mounted units, contrasting worktops, integrated fridge/freezer, cooker, hob, extractor hood and stainless steel sink.

Key features

Two bedroom upper flat
Move in condition
Ideal first time buy
Traditional property
Modern kitchen and bathroom
Two double bedrooms
Close to amenities

Floorplan

Location

Factory Road, Kirkcaldy, KY1 2NJ

Open map Street View

Council tax: Band D (Approx £1,574/year)

Mortgage and LBTT

Property price £80,000

£40k £120k

Deposit10% £8,000

£0 £80k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £72,000 mortgage. Most lenders would want a household income of about £16,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.