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3 bed house for sale Chilwell Gardens, Watford, WD19

OIEO

£450,000

Reduced on 18/10/2026

Type: Terraced
Bedrooms: 3
Bathrooms: 1
Size: £445 per sq ft
Tenure: Freehold

EPC C 74 potential B

Key features

Three Bedroom Mid-Terraced House
No Fines Construction Type
Driveway
Fully Renovated Since 2019
Modern Fitted Kitchen
Modern Fitted Bathroom
Potential For Extension (STTP)
Chain Free Sale

About this property

This exceptional three-bedroom mid-terrace property has been extensively renovated and improved throughout since 2019, offering stylish and modern accommodation ready for immediate occupation. The property benefits from a full re-wire, replacement heating system, contemporary kitchen and bathroom fittings, and recent external wall insulation.

Floorplan

Energy performance

C 74

Current

Potential

92+

81-91

81 B

69-80

74 C

55-68

39-54

21-38

1-20

This home is rated band C, scoring 74 out of 100. The average British home is band D. Its certificate says it could reach band B (81) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Ask agent

Per year

Band A

£1,615
Band B

£1,884
Band C

£2,153
Band D

£2,422
Band E

£2,961
Band F

£3,499
Band G

£4,037
Band H

£4,845

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Three Rivers, 2026/27 bills run from £1,615 a year in band A to £4,845 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Three Rivers, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

100 comparables · within 2 miles

Cheaper than 80% of the 3-bed houses for sale nearby right now.

This home, £450,000 Median £585,000 · £425,000 – £802,500

Per square foot

£445 14% under

3-bed houses nearby £516

Against sold prices

16% under

WD19 sold median £528 / sq ft, 651 sales

Compared with 100 3-bed houses for sale within 2 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in WD19 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in WD19 →

Location

Chilwell Gardens, Watford, WD19

Open map Street View

Mortgage and stamp duty

Property price £450,000

£225k £675k

Deposit10% £45,000

£0 £450k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £405,000 mortgage. Most lenders would want a household income of about £90,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
24, Chilwell Gardens Semi-detached	Semi-detached	Feb 2026	797 sq ft £596/sq ft	797 sq ft	£596	£475,000
8, Chilwell Gardens Terraced	Terraced	Feb 2026	603 sq ft £622/sq ft	603 sq ft	£622	£375,000
14, Chilwell Gardens Semi-detached	Semi-detached	Dec 2023	980 sq ft £490/sq ft	980 sq ft	£490	£480,000
36, Chilwell Gardens Terraced	Terraced	Apr 2021	1,044 sq ft £426/sq ft	1,044 sq ft	£426	£444,500
38, Chilwell Gardens Terraced	Terraced	Dec 2019	732 sq ft £484/sq ft	732 sq ft	£484	£354,000
20, Chilwell Gardens Terraced	Terraced	Sept 2019	743 sq ft £444/sq ft	743 sq ft	£444	£330,000
36, Chilwell Gardens Terraced	Terraced	Nov 2018	1,044 sq ft £316/sq ft	1,044 sq ft	£316	£330,000
12, Chilwell Gardens Terraced	Terraced	Oct 2018	915 sq ft £457/sq ft	915 sq ft	£457	£418,000