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3 bed house for sale Frederick Street, Luton, LU2

Asking price

£295,000

Added on 16/09/2026

Type: Terraced
Bedrooms: 3
Bathrooms: 1
Size: £313 per sq ft
Tenure: Freehold

EPC D 66 potential B

Key features

No Upper Chain
Three Bedroom Victorian Terrace
Walking Distance to Luton Mainline Station
Close to Luton Town Centre
Ideal for Commuters, Families & Investors
Rear Off-Road Parking

About this property

Offered to the market with no upper chain, this spacious three-bedroom Victorian terrace is ideally situated within walking distance of Luton Mainline Station and Luton Town Centre, making it an excellent choice for commuters, first-time buyers, families, and investors alike.

The accommodation comprises a welcoming entrance hall, a comfortable lounge, separate dining room, fitted kitchen, and a ground floor bathroom. To the first floor are three well-proportioned bedrooms, providing ample space for modern family living.

Floorplan

Energy performance

D 66

Current

Potential

92+

81-91

87 B

69-80

55-68

66 D

39-54

21-38

1-20

This home is rated band D, scoring 66 out of 100. The average British home is band D. Its certificate says it could reach band B (87) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Ask agent

Per year

Band A

£1,627
Band B

£1,898
Band C

£2,169
Band D

£2,440
Band E

£2,982
Band F

£3,524
Band G

£4,067
Band H

£4,880

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Luton, 2026/27 bills run from £1,627 a year in band A to £4,880 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Luton, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

100 comparables · within 1.7 miles

Cheaper than 72% of the 3-bed houses for sale nearby right now.

This home, £295,000 Median £325,000 · £270,000 – £400,000

Per square foot

£313 5% under

3-bed houses nearby £329

Against sold prices

16% under

LU2 sold median £374 / sq ft, 1,207 sales

Compared with 100 3-bed houses for sale within 1.7 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in LU2 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in LU2 →

Location

Frederick Street, Luton, LU2

Open map Street View

Mortgage and stamp duty

Property price £295,000

£147k £443k

Deposit10% £30,000

£0 £295k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £265,000 mortgage. Most lenders would want a household income of about £59,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
59, Frederick Street Terraced	Terraced	Jul 2025	1,055 sq ft £270/sq ft	1,055 sq ft	£270	£285,000
53, Frederick Street Terraced	Terraced	Dec 2022	936 sq ft £267/sq ft	936 sq ft	£267	£250,000
43, Frederick Street Terraced	Terraced	Oct 2022	807 sq ft £310/sq ft	807 sq ft	£310	£250,000
65, Frederick Street Terraced	Terraced	Mar 2021	1,001 sq ft £245/sq ft	1,001 sq ft	£245	£245,000
39, Frederick Street Terraced	Terraced	Nov 2013	764 sq ft £175/sq ft	764 sq ft	£175	£134,000
53, Frederick Street Terraced	Terraced	Oct 2011	936 sq ft £128/sq ft	936 sq ft	£128	£120,000
61, Frederick Street Terraced	Terraced	May 2010	1,012 sq ft £147/sq ft	1,012 sq ft	£147	£148,500
39, Frederick Street Terraced	Terraced	Oct 2009	764 sq ft £165/sq ft	764 sq ft	£165	£126,000