1/9
35% shared ownership
£46,900
Flat · 1 bed · 418 sq ft
Banktop Place, Emerson Valley, MK4
0.02 miles away
Leasehold
1/8
1/8
2 bed flat for sale Banktop Place, Emerson Valley, MK4
Asking price
£125,000
Added on 16/09/2026
Added on 16/09/2026
- Type
- Flat
- Bedrooms
- 2
- Bathrooms
- 1
- Size
- £249 per sq ft
- Tenure
- Leasehold
Service charge £993 a year(from the agent's description) EPC Energy rating band D 68 potential C
* From the agent's description. Check it with them before you rely on it.
Key features
- PRIVATE ENTRANCE
- NO CHAIN
- 2 BEDROOM
- CLOSE PROXIMITY TO SCHOOLS
About this property
Connells Oxley Park are proud to be a chosen agent to market Banktop Place. Banktop Place is a great 2-bedroom flat (with private entrance and living areas to the first). In brief, Banktop place comprises of a private entrance hall, kitchen, living area, 2-bedrooms and a family bathroom.
Floorplan
Energy performance
Energy rating band D 68
Current
Potential
92+
A
81-91
B
69-80
C
Potential rating: 79 C
55-68
D
Current rating: 68 D
39-54
E
21-38
F
1-20
G
This home is rated band D, scoring 68 out of 100. The average British home is band D. Its certificate says it could reach band C (79) if the improvements it recommends were carried out.
Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.
Council tax
Ask agent
Per year
- Band A£1,581
- Band B£1,845
- Band C£2,109
- Band D£2,372
- Band E£2,899
- Band F£3,427
- Band G£3,954
- Band H£4,744
The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Milton Keynes, 2026/27 bills run from £1,581 a year in band A to £4,744 in band H.
Figures from MHCLG (Open Government Licence v3): the average bill for each band across Milton Keynes, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.
Price guide
87 comparables · within 3 milesCheaper than 98% of the 2-bed flats for sale nearby right now.
This home, £125,000 Median £210,000 · £149,580 – £270,000
Per square foot
£249 14% under
2-bed flats nearby £288
Against sold prices
35% under
MK4 sold median £383 / sq ft, 595 sales
Compared with 87 2-bed flats for sale within 3 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in MK4 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in MK4 →
Location
Banktop Place, Emerson Valley, MK4
Mortgage and stamp duty
Property price £125,000
£62k £188k
Deposit10% £13,000
£0 £125k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years
A £112,000 mortgage. Most lenders would want a household income of about £25,000 to support it.
A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.
Properties sold nearby
HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.
| Address | Type | Sold | Size | Size | £/sq ft | Price |
|---|---|---|---|---|---|---|
| 24, Banktop Place Semi-detached | Semi-detached | Mar 2026 | 635 sq ft £447/sq ft | 635 sq ft | £447 | £284,000 |
| 27, Banktop Place Semi-detached | Semi-detached | Jan 2025 | 1,033 sq ft £319/sq ft | 1,033 sq ft | £319 | £330,000 |
| 1, Banktop Place Flat / maisonette | Flat / maisonette | Nov 2023 | 570 sq ft £132/sq ft | 570 sq ft | £132 | £75,250 |
| 18, Banktop Place Flat / maisonette | Flat / maisonette | Nov 2023 | 570 sq ft £113/sq ft | 570 sq ft | £113 | £64,750 |
| 12, Banktop Place Detached | Detached | May 2023 | 1,001 sq ft £432/sq ft | 1,001 sq ft | £432 | £432,500 |
| 31, Banktop Place Flat / maisonette | Flat / maisonette | May 2022 | 420 sq ft £129/sq ft | 420 sq ft | £129 | £54,250 |
| 33, Banktop Place Flat / maisonette | Flat / maisonette | Jul 2021 | 570 sq ft £107/sq ft | 570 sq ft | £107 | £61,000 |
| 15, Banktop Place Flat / maisonette | Flat / maisonette | Mar 2021 | 570 sq ft £110/sq ft | 570 sq ft | £110 | £63,000 |
All sales on Banktop Place → All sold prices in Milton Keynes →
Area insights
The neighbourhood around this property.
Marketed by
Connells, Oxley Park, Milton Keynes
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