1/10

1 bed flat for sale High Street, Banbury, OX16

Offers over

£100,000

Added on 15/09/2026

Type: Flat
Bedrooms: 1
Bathrooms: 1
Size: £227 per sq ft
Tenure: Leasehold

Council tax Band B £2,009 a year

Key features

Prime investment opportunity
No onward chain
Kitchen
Bathroom
Reception room
First floor
One bedroom
0.9 miles to Banbury train station
Town centre location
Leasehold

About this property

Situated within a mile of Banbury train station, this central location is prime for investment or first-time-buy. The property is being sold with no onward chain

Floorplan

Council tax

Band B £2,009 a year

Per year

Band A

£1,722
Band B

This home: £2,009
Band C

£2,296
Band D

£2,583
Band E

£3,157
Band F

£3,731
Band G

£4,305
Band H

£5,166

This home is in band B, which costs £2,009 a year in Cherwell for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Cherwell, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

This home

£227 / sq ft

Area average (sold)

£334 / sq ft

Price per area, sold homes nearby

£245 / sq ft

£227 / sq ft

£419 / sq ft

Lowest

This home

Highest

£227 per sq ft, below almost all recent sales in OX16 (£245–£419, 10th–90th percentile, 1,448 sales over 24 months).

Lowest and highest are the 10th and 90th percentiles of 1,448 homes sold in OX16 over the last 24 months. This home's figure uses its asking price. All sold £/sq ft in OX16 →

Location

High Street, Banbury, OX16

Open map Street View

Mortgage and stamp duty

Property price £100,000

£50k £150k

Deposit10% £10,000

£0 £100k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £90,000 mortgage. Most lenders would want a household income of about £20,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
Flat 1, 5, High Street Flat / maisonette	Flat / maisonette	Jan 2023	463 sq ft £259/sq ft	463 sq ft	£259	£120,000
Flat 3, 5, High Street Flat / maisonette	Flat / maisonette	Aug 2022	872 sq ft £138/sq ft	872 sq ft	£138	£120,000
Flat 2, 5, High Street Flat / maisonette	Flat / maisonette	Jul 2022	538 sq ft £235/sq ft	538 sq ft	£235	£126,500
Flat 1, 5, High Street Flat / maisonette	Flat / maisonette	Jun 2019	463 sq ft £194/sq ft	463 sq ft	£194	£90,000
Flat 4, 5, High Street Flat / maisonette	Flat / maisonette	Sept 2017	581 sq ft £193/sq ft	581 sq ft	£193	£112,000