4 bed house for sale Sharman Road, St James, Northampton, NN5

4 beds 2 baths Mid Terrace House

Freehold

Added on 16/09/2026

About this property

Currently advertised for let with an income of £1970 pcm is this four-bedroom HMO* (House In Multiple Occupation). This exceptionally well presented property has been successfully run as an HMO for many years and has features to include, neutral decoration throughout, modern fitted kitchen, modern bathroom and a shower room, double glazing where specified, gas radiator heating and a low maintenance rear garden. The accommodation briefly comprises of entrance hall, ground floor bedroom, sitting room, kitchen, bathroom, first floor landing, three further bedrooms and a shower room.

Key features

Successful HMO
Four Bedrooms
Immaculately Presented
Gas Radiator Heating
Double Glazing Where Specified

Floorplan

Location

Sharman Road, St James, Northampton, NN5

Open map Street View

Council tax band: Ask agent

Mortgage and stamp duty

Property price £230,000

£115k £345k

Deposit10% £23,000

£0 £230k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £207,000 mortgage. Most lenders would want a household income of about £46,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.