4 bed house for sale Spencer Road, Belper, Derbyshire, DE56

4 beds 2 baths Mid Terrace House

Freehold

Added on 16/09/2026

About this property

This substantial period home is ideally positioned just a few minutes’ walk from Belper’s award-winning High Street, placing an excellent range of independent shops, pubs, restaurants and everyday amenities within easy reach. Retaining a wealth of original character and features, the property offers generous and versatile accommodation arranged over three storeys. The ground floor comprises an entrance porch and hallway, a light and spacious lounge, separate dining room, fitted kitchen with access to the cellar, and a family bathroom.

Key features

Very Spacious Period Property
Close to Town Centre
Off Street Parking
Four Bedrooms and Attic Room
Bathroom and Shower Room
Enclosed Rear Garden
Good Public Transport Links
Early Viewing Highly Recommended

Floorplan

Location

Spencer Road, Belper, Derbyshire, DE56

Open map Street View

Council tax band: Ask agent

Mortgage and stamp duty

Property price £350,000

£175k £525k

Deposit10% £35,000

£0 £350k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £315,000 mortgage. Most lenders would want a household income of about £70,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.