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2 bed flat for sale Spire Close, Lincoln, LN1

Asking price

£140,000

Added on 09/10/2026

Type: Flat
Bedrooms: 2
Bathrooms: 1
Size: £246 per sq ft
Tenure: Leasehold; 985 years left

Service charge £170 a year Council tax Band A £1,549 a year

Key features

NO ONWARD CHAIN
Spacious First Floor Apartment / Maisonette
Two Bedrooms
Living Room
Kitchen / Diner
Bathroom
Allocated Parking Plus Visitor Spaces
Enclosed Private Garden
Popular Location Close to Amenities

About this property

A well-presented two bedroom first floor apartment situated on a popular residential development in the uphill area of Lincoln, offered for sale with No Onward Chain. The property offers more than you might normally expect from an apartment, with a spacious entrance hall, good-sized kitchen/diner, separate lounge and two bedrooms, together with the added benefit of its own enclosed rear garden. The accommodation is accessed through a private entrance with stairs leading to the first floor, where there is a generous landing providing access to all rooms.

Floorplan

Council tax

Band A £1,549 a year

Per year

Band A

This home: £1,549
Band B

£1,807
Band C

£2,065
Band D

£2,323
Band E

£2,839
Band F

£3,356
Band G

£3,872
Band H

£4,646

This home is in band A, which costs £1,549 a year in Lincoln for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Lincoln, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

47 comparables · within 2.9 miles

Cheaper than 53% of the 2-bed flats for sale nearby right now.

This home, £140,000 Median £150,000 · £102,000 – £412,200

Per square foot

£246 33% over

2-bed flats nearby £186

Against sold prices

3% over

LN1 sold median £240 / sq ft, 775 sales

Compared with 47 2-bed flats for sale within 2.9 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in LN1 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in LN1 →

Location

Spire Close, Lincoln, LN1

Open map Street View

Mortgage and stamp duty

Property price £140,000

£70k £210k

Deposit10% £14,000

£0 £140k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £126,000 mortgage. Most lenders would want a household income of about £28,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
34, Spire Close Semi-detached	Semi-detached	Sept 2024	743 sq ft £269/sq ft	743 sq ft	£269	£200,000
24, Spire Close Terraced	Terraced	Aug 2024	732 sq ft £273/sq ft	732 sq ft	£273	£200,000
1, Spire Close Terraced	Terraced	Mar 2024	797 sq ft £245/sq ft	797 sq ft	£245	£195,000
19, Spire Close Terraced	Terraced	Jun 2023	657 sq ft £276/sq ft	657 sq ft	£276	£181,000
13, Spire Close Flat / maisonette	Flat / maisonette	Mar 2023	366 sq ft £260/sq ft	366 sq ft	£260	£95,000
14, Spire Close Flat / maisonette	Flat / maisonette	Mar 2022	517 sq ft £242/sq ft	517 sq ft	£242	£125,000
32, Spire Close Semi-detached	Semi-detached	Dec 2021	764 sq ft £236/sq ft	764 sq ft	£236	£180,000
33, Spire Close Semi-detached	Semi-detached	Jun 2021	764 sq ft £229/sq ft	764 sq ft	£229	£175,000