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2 bed flat for sale Heron Quay, Bedford, MK40

Asking price

£200,000

Added on 16/10/2026

Type: Flat
Bedrooms: 2
Bathrooms: 2
Tenure: Leasehold

About this property

* INVESTOR ONLY * Investor Opportunity | Two Bedroom Riverside Apartment | Secure Gated Development | Tenant in Situ

Situated within an attractive gated riverside development in Bedford, this well-presented two-bedroom apartment represents an excellent investment opportunity and is offered to investors only with a tenant in situ. The accommodation comprises a welcoming entrance hall, a bright and spacious living room, a separate fitted kitchen, a generous principal bedroom benefiting from an en-suite shower room, a further well-proportioned double bedroom, and a family bathroom. The layout offers practical and comfortable living, making it highly appealing to tenants seeking a convenient town-centre location.

Council tax

Ask agent

Per year

Band A

£1,648
Band B

£1,922
Band C

£2,197
Band D

£2,472
Band E

£3,021
Band F

£3,570
Band G

£4,120
Band H

£4,943

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Bedford, 2026/27 bills run from £1,648 a year in band A to £4,943 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Bedford, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

38 comparables · within 2.7 miles

Priced above 58% of the 2-bed flats for sale nearby right now.

This home, £200,000 Median £185,000 · £150,000 – £236,500

Compared with 38 2-bed flats for sale within 2.7 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Heron Quay, Bedford, MK40

Open map Street View

Mortgage and stamp duty

Property price £200,000

£100k £300k

Deposit10% £20,000

£0 £200k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £180,000 mortgage. Most lenders would want a household income of about £40,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
52, Heron Quay Flat / maisonette	Flat / maisonette	May 2026	549 sq ft £288/sq ft	549 sq ft	£288	£158,000
51, Heron Quay Flat / maisonette	Flat / maisonette	Apr 2026	549 sq ft £301/sq ft	549 sq ft	£301	£165,000
35, Heron Quay Flat / maisonette	Flat / maisonette	Sept 2025	667 sq ft £285/sq ft	667 sq ft	£285	£190,000
21, Heron Quay Flat / maisonette	Flat / maisonette	Jun 2025	646 sq ft £255/sq ft	646 sq ft	£255	£165,000
23, Heron Quay Flat / maisonette	Flat / maisonette	May 2024	721 sq ft £228/sq ft	721 sq ft	£228	£164,500
28, Heron Quay Flat / maisonette	Flat / maisonette	Apr 2024	657 sq ft £257/sq ft	657 sq ft	£257	£169,000
38, Heron Quay Flat / maisonette	Flat / maisonette	Aug 2023	721 sq ft £263/sq ft	721 sq ft	£263	£190,000
51, Heron Quay Flat / maisonette	Flat / maisonette	Mar 2023	549 sq ft £290/sq ft	549 sq ft	£290	£159,000