1/34
£195,000
Semi-detached · 3 beds · 1 bath · 1,270 sq ft
Main Street, Kirkcowan, DG8
Freehold
1/31
1/31
3 bed house for sale Main Street, Kirkcowan, DG8
Offers Over
£205,000
Added on 22/09/2026
Added on 22/09/2026
- Type
- Semi-detached
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- £165 per sq ft
- Tenure
- Ask agent
Key features
- Bright living spaces
- Central dining room
- Long practical kitchen
- Garden sun room
- Ground‑floor shower room
- Three comfortable bedrooms
- Spacious family bathroom
- Village centre location
- Close to Newton Stewart
- FH-0705
About this property
The property opens with a welcoming porch leading into a bright hallway that connects the main living areas and the staircase to the first floor. At the front of the home, the living room offers a comfortable and inviting space with excellent natural light, ideal for everyday relaxation.
Moving through, the dining room sits centrally and provides a natural flow between the living room and kitchen, making it perfect for family meals or flexible use as an additional sitting area or downstairs bedroom
Floorplan
Council tax
Ask agent
Per year
- Band A£1,052
- Band B£1,228
- Band C£1,403
- Band D£1,579
- Band E£2,074
- Band F£2,565
- Band G£3,092
- Band H£3,868
The agent hasn't said which band this home is in; you can look it up on the Scottish Assessors. In Dumfries & Galloway, 2026/27 bills run from £1,052 a year in band A to £3,868 in band H.
Figures from the Scottish Government (Open Government Licence v3), before the water and sewerage charges billed with council tax. Discounts lower the bill, such as 25% off for an adult living alone.
Location
Main Street, Kirkcowan, DG8
Mortgage and LBTT
Property price £205,000
£102k £308k
Deposit10% £21,000
£0 £205k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years
A £184,000 mortgage. Most lenders would want a household income of about £41,000 to support it.
A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.
Area insights
The neighbourhood around this property.
