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2 bed house for sale Handford Street, Derby, DE22

Asking price

£140,000

Added on 23/09/2026

Type: Terraced
Bedrooms: 2
Bathrooms: 2
Size: £192 per sq ft
Tenure: Ask agent

Council tax Band A £1,537 a year

Key features

Two reception rooms
Galley kitchen
Ground floor shower room
Two double bedrooms
Spacious first floor bathroom
Tenants in situ

About this property

A well-presented and generously proportioned two-bedroom terraced home situated on the popular Handford Street, Derby. Offering spacious accommodation throughout, this property presents an excellent opportunity for first-time buyers, investors, or those seeking student accommodation close to the city centre.

Arranged over two floors, the property boasts versatile living space with two spacious reception rooms to the ground floor, ideal for both relaxing and entertaining. To the rear is a practical galley-style kitchen with access to a convenient ground floor shower room and toilet.

Floorplan

Council tax

Band A £1,537 a year

Per year

Band A

This home: £1,537
Band B

£1,794
Band C

£2,050
Band D

£2,306
Band E

£2,818
Band F

£3,331
Band G

£3,843
Band H

£4,612

This home is in band A, which costs £1,537 a year in Derby for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Derby, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

100 comparables · within 1.6 miles

Cheaper than 57% of the 2-bed houses for sale nearby right now.

This home, £140,000 Median £147,500 · £120,000 – £211,000

Per square foot

£192 2% under

2-bed houses nearby £195

Against sold prices

29% under

DE22 sold median £270 / sq ft, 1,363 sales

Compared with 100 2-bed houses for sale within 1.6 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in DE22 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in DE22 →

Location

Handford Street, Derby, DE22

Open map Street View

Mortgage and stamp duty

Property price £140,000

£70k £210k

Deposit10% £14,000

£0 £140k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £126,000 mortgage. Most lenders would want a household income of about £28,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
1, Handford Street Terraced	Terraced	Mar 2025	710 sq ft £231/sq ft	710 sq ft	£231	£164,000
15, Handford Street Terraced	Terraced	Jan 2023	646 sq ft £220/sq ft	646 sq ft	£220	£142,000
18, Handford Street Terraced	Terraced	Dec 2022	689 sq ft £181/sq ft	689 sq ft	£181	£125,000
16, Handford Street Terraced	Terraced	Nov 2021	657 sq ft £225/sq ft	657 sq ft	£225	£147,500
19, Handford Street Terraced	Terraced	Apr 2020	657 sq ft £134/sq ft	657 sq ft	£134	£88,000
13, Handford Street Terraced	Terraced	Jul 2018	786 sq ft £162/sq ft	786 sq ft	£162	£127,500
3, Handford Street Terraced	Terraced	Jan 2018	775 sq ft £161/sq ft	775 sq ft	£161	£125,000
16, Handford Street Terraced	Terraced	Oct 2017	657 sq ft £122/sq ft	657 sq ft	£122	£80,000