1 bed flat for sale Ratcliffe Gate, Chelmsford, CM1

Asking price

£120,000

Added on 01/10/2026

50% share · £240,000 full value · £205 pcm rent

Type: Flat
Bedrooms: 1
Bathrooms: 1
Size: £256 per sq ft
Tenure: Leasehold

Service charge £161 a year

* From the agent's description. Check it with them before you rely on it.

Key features

50% Share £120,000
Full Value £240,000
Ideal for commuters (15 minute walk from Beaulieu Park Station, direct line into London Liverpool Street)
Monthly Rent £205.24
Monthly Service Charge £13.43
Monthly Building Insurance £6.42
Quiet Residential Development
Modern, move in ready condition
Allocated Parking Space
Ideal for First Time Buyers

About this property

Set within the popular Beaulieu development, this beautifully presented one-bedroom apartment offers stylish modern living, allocated parking and excellent commuter links, with Beaulieu Park Station approximately a 15-minute walk away.

A 50% share is available for £120,000, based on a full market value of £240,000. The property is also available to purchase at 100% ownership for £240,000, giving buyers the flexibility to choose the option that best suits their circumstances.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,533
Band B

£1,789
Band C

£2,045
Band D

£2,300
Band E

£2,811
Band F

£3,322
Band G

£3,834
Band H

£4,600

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Chelmsford, 2026/27 bills run from £1,533 a year in band A to £4,600 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Chelmsford, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Location

Ratcliffe Gate, Chelmsford, CM1

Open map Street View

Mortgage and stamp duty

Property price £120,000

£60k £180k

Deposit10% £12,000

£0 £120k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £108,000 mortgage. Most lenders would want a household income of about £24,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
24, Ratcliffe Gate Terraced	Terraced	Oct 2025	1,507 sq ft £382/sq ft	1,507 sq ft	£382	£575,000
61, Ratcliffe Gate Flat / maisonette	Flat / maisonette	Mar 2025	452 sq ft £221/sq ft	452 sq ft	£221	£100,000
6, Ratcliffe Gate Detached	Detached	Mar 2025	1,604 sq ft £334/sq ft	1,604 sq ft	£334	£535,000
59, Ratcliffe Gate Flat / maisonette	Flat / maisonette	Sept 2024	463 sq ft £221/sq ft	463 sq ft	£221	£102,500
44, Ratcliffe Gate Terraced	Terraced	Jun 2022	700 sq ft £557/sq ft	700 sq ft	£557	£390,000
54, Ratcliffe Gate Semi-detached	Semi-detached	Jan 2022	689 sq ft £497/sq ft	689 sq ft	£497	£342,500
16, Ratcliffe Gate Semi-detached	Semi-detached	Mar 2021	678 sq ft £496/sq ft	678 sq ft	£496	£336,500
26, Ratcliffe Gate Detached	Detached	Feb 2021	1,550 sq ft £378/sq ft	1,550 sq ft	£378	£586,000