2 bed flat for sale Whiffens Avenue, Chatham, ME4

Shared ownership

£130,500

Added on 29/09/2026

45% share · £290,000 full value · £400 pcm rent

Type: Flat
Bedrooms: 2
Bathrooms: 2
Size: £173 per sq ft
Tenure: Leasehold

Service charge £2,616 a year

* From the agent's description. Check it with them before you rely on it.

Key features

Two Bedroom Flat With Balcony Access
Long Balcony
Open Plan Kitchen With Fully integrated appliances: fridge, freezer, oven, dishwasher, stove, wash/dry machine.
Ensuite to Bedroom One
Utility Room
Gated Access
Sought-after Location
Bike Shed

About this property

The property features a spacious open-plan kitchen and lounge, creating a bright and sociable living area with direct access to a generous private balcony - ideal for relaxing or entertaining.

There are two well-proportioned bedrooms, with the principal bedroom benefiting from a private en-suite shower room and integrated wardrobe.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,552
Band B

£1,811
Band C

£2,070
Band D

£2,329
Band E

£2,846
Band F

£3,363
Band G

£3,881
Band H

£4,657

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Medway, 2026/27 bills run from £1,552 a year in band A to £4,657 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Medway, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Property timeline

Listed

September 2026 £130,500

2 beds · 2 baths · this listing

Past sales can't be shown: the agent hasn't given the flat number.

Location

Whiffens Avenue, Chatham, ME4

Open map Street View

Mortgage and stamp duty

Property price £130,500

£65k £196k

Deposit10% £13,000

£0 £131k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £117,500 mortgage. Most lenders would want a household income of about £27,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
Flat 68, Garrison Point, 10, Whiffens Avenue Flat / maisonette · new build	Flat / maisonette · new build	Dec 2023	753 sq ft £372/sq ft	753 sq ft	£372	£280,000
Flat 99, Garrison Point, 14, Whiffens Avenue Flat / maisonette · new build	Flat / maisonette · new build	Nov 2023	n/a	n/a	n/a	£227,000
Flat 112, Garrison Point, 14, Whiffens Avenue Flat / maisonette · new build	Flat / maisonette · new build	Oct 2023	n/a	n/a	n/a	£219,500
Flat 110, Garrison Point, 14, Whiffens Avenue Flat / maisonette · new build	Flat / maisonette · new build	Sept 2023	n/a	n/a	n/a	£221,900
Flat 98, Garrison Point, 14, Whiffens Avenue Flat / maisonette · new build	Flat / maisonette · new build	Sept 2023	n/a	n/a	n/a	£207,900
Flat 88, Garrison Point, 11, Whiffens Avenue Flat / maisonette · new build	Flat / maisonette · new build	Jul 2023	n/a	n/a	n/a	£200,200
Flat 77, Garrison Point, 10, Whiffens Avenue Flat / maisonette · new build	Flat / maisonette · new build	Jun 2023	775 sq ft £268/sq ft	775 sq ft	£268	£207,550
Flat 83, Garrison Point, 10, Whiffens Avenue Flat / maisonette · new build	Flat / maisonette · new build	Jun 2023	n/a	n/a	n/a	£154,000