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1 bed flat for sale Churchgate, Bolton, BL1

OIRO (Offers in region of)

£85,000

Added on 02/10/2026

Type: Flat
Bedrooms: 1
Size: £229 per sq ft
Tenure: Ask agent

Key features

One bedroom first floor apartment
Excellent condition throughout
Currently let and well maintained
Ideal investment opportunity
Suitable for first-time buyers
Secure modern development with lift access
Central bolton location with excellent transport links

About this property

1 Bedroom First Floor Apartment – Stonecross House, Bolton Town Centre

Offers Excellent Investment Potential | First-Time Buyers Welcome

A superbly presented one-bedroom first floor apartment, currently let and maintained to an excellent standard. This stylish modern property offers an ideal investment opportunity, while also appealing to first-time buyers seeking a central and well-connected home.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,600
Band B

£1,866
Band C

£2,133
Band D

£2,400
Band E

£2,933
Band F

£3,466
Band G

£4,000
Band H

£4,799

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Bolton, 2026/27 bills run from £1,600 a year in band A to £4,799 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Bolton, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

This home

£229 / sq ft

Area average (sold)

£222 / sq ft

Price per area, sold homes nearby

£144 / sq ft

£229 / sq ft

£306 / sq ft

Lowest

This home

Highest

£229 per sq ft, above the middle of recent sales in BL1 (£144–£306, 10th–90th percentile, 1,321 sales over 24 months).

Lowest and highest are the 10th and 90th percentiles of 1,321 homes sold in BL1 over the last 24 months. This home's figure uses its asking price. All sold £/sq ft in BL1 →

Location

Churchgate, Bolton, BL1

Open map Street View

Mortgage and stamp duty

Property price £85,000

£43k £128k

Deposit11% £9,000

£0 £85k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £76,000 mortgage. Most lenders would want a household income of about £17,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
9, Stonecross House, 21 - 27, Churchgate Flat / maisonette	Flat / maisonette	Mar 2025	409 sq ft £224/sq ft	409 sq ft	£224	£91,500
58, Stonecross House, 21 - 27, Churchgate Flat / maisonette	Flat / maisonette	Dec 2024	377 sq ft £223/sq ft	377 sq ft	£223	£84,100
61, Stonecross House, 21 - 27, Churchgate Flat / maisonette	Flat / maisonette	Aug 2023	570 sq ft £233/sq ft	570 sq ft	£233	£133,000
44, Stonecross House, 21 - 27, Churchgate Flat / maisonette	Flat / maisonette	Jul 2023	463 sq ft £194/sq ft	463 sq ft	£194	£90,000
32, Stonecross House, 21 - 27, Churchgate Flat / maisonette	Flat / maisonette	Feb 2023	463 sq ft £199/sq ft	463 sq ft	£199	£91,900
39, Stonecross House, 21 - 27, Churchgate Flat / maisonette	Flat / maisonette	Jun 2022	377 sq ft £240/sq ft	377 sq ft	£240	£90,250
52, Stonecross House, 21 - 27, Churchgate Flat / maisonette	Flat / maisonette	Jul 2021	377 sq ft £233/sq ft	377 sq ft	£233	£87,875
11, Stonecross House, 21 - 27, Churchgate Flat / maisonette	Flat / maisonette	Jun 2021	441 sq ft £237/sq ft	441 sq ft	£237	£104,500