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2 bed flat for sale Victoria Road, Waterloo, L22

Asking price

£125,000

Added on 26/09/2026

Type: Flat
Bedrooms: 2
Bathrooms: 2
Size: £183 per sq ft
Tenure: Leasehold

About this property

A bright and stylish upperfloor apartment set within a wellmaintained development in the heart of Waterloo, Victoria Road offers modern living just moments from the coast, independent shops, and excellent transport links.

This thoughtfully designed home features a spacious openplan living and dining area, enhanced by large windows that draw in natural light throughout the day. The contemporary kitchen is fitted with sleek units and integrated appliances, creating a practical and inviting space for cooking and entertaining.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,722
Band B

£2,009
Band C

£2,296
Band D

£2,583
Band E

£3,157
Band F

£3,731
Band G

£4,305
Band H

£5,166

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Sefton, 2026/27 bills run from £1,722 a year in band A to £5,166 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Sefton, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

38 comparables · within 2.9 miles

Cheaper than 68% of the 2-bed flats for sale nearby right now.

This home, £125,000 Median £162,500 · £83,500 – £249,000

Per square foot

£183 11% under

2-bed flats nearby £206

Against sold prices

16% under

L22 sold median £217 / sq ft, 356 sales

Compared with 38 2-bed flats for sale within 2.9 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in L22 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in L22 →

Location

Victoria Road, Waterloo, L22

Open map Street View

Mortgage and stamp duty

Property price £125,000

£62k £188k

Deposit10% £13,000

£0 £125k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £112,000 mortgage. Most lenders would want a household income of about £25,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
32, Victoria Road Terraced	Terraced	Jun 2026	915 sq ft £273/sq ft	915 sq ft	£273	£250,000
Flat 1, 10, Victoria Road Flat / maisonette	Flat / maisonette	May 2026	700 sq ft £220/sq ft	700 sq ft	£220	£154,000
Flat 9, 9 - 11, Victoria Road Flat / maisonette	Flat / maisonette	Oct 2024	581 sq ft £219/sq ft	581 sq ft	£219	£127,500
30, Victoria Road Terraced	Terraced	Jan 2024	797 sq ft £240/sq ft	797 sq ft	£240	£191,500
Flat 4, 10, Victoria Road Flat / maisonette	Flat / maisonette	Dec 2023	657 sq ft £165/sq ft	657 sq ft	£165	£108,500
3, Victoria Road Detached	Detached	Nov 2023	4,962 sq ft £108/sq ft	4,962 sq ft	£108	£535,000
Flat 3, 18, Victoria Road Flat / maisonette	Flat / maisonette	Oct 2023	1,001 sq ft £135/sq ft	1,001 sq ft	£135	£135,000
7, Victoria Road Flat / maisonette	Flat / maisonette	Oct 2022	n/a	n/a	n/a	£140,000