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2 bed flat for sale Kirkgate, Silsden, BD20

Asking Price

£150,000

Added yesterday

Type: Flat
Bedrooms: 2
Bathrooms: 2
Tenure: Freehold

Council tax Band A £1,696 a year

Key features

**EXCELLENT INVESTMENT OPPORTUNITY**
TWO ONE-BED APARTMENTS
GROUND FLOOR APARTMENT WITH SITTING TENANT
VACANT FIRST FLOOR APARTMENT
DOUBLE-GLAZING & ELECTRIC HEATING THROUGHOUT
SEPARATE ENTRANCES FOR EACH PROPERTY
COUNCIL TAX BAND A
TOWN-CENTRE LOCATION
EXCELLENT TRANSPORT LINKS

About this property

PROPERTY DETAILSAn exciting opportunity for investors to acquire two self-contained one-bedroom apartments, comprising a ground-floor apartment with its own private entrance and a well-presented first-floor apartment, both ideally positioned in the heart of this bustling and popular town. Offering an attractive addition to an investment portfolio, these properties benefit from their central location, placing a wealth of local amenities, shops, eateries and transport links within easy reach, making them appealing prospects for tenants seeking convenient town-centre living.The ground-floor apartment provides well-proportioned accommodation with neutral décor and carpeting throughout.

Floorplan

Council tax

Band A £1,696 a year

Per year

Band A

This home: £1,696
Band B

£1,979
Band C

£2,262
Band D

£2,544
Band E

£3,110
Band F

£3,675
Band G

£4,241
Band H

£5,089

This home is in band A, which costs £1,696 a year in North Yorkshire for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across North Yorkshire, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Location

Kirkgate, Silsden, BD20

Open map Street View

Mortgage and stamp duty

Property price £150,000

£75k £225k

Deposit10% £15,000

£0 £150k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £135,000 mortgage. Most lenders would want a household income of about £30,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
54, Kirkgate Terraced	Terraced	Nov 2024	n/a	n/a	n/a	£65,000
12, Kirkgate Terraced	Terraced	Dec 2022	n/a	n/a	n/a	£60,000
32, Kirkgate Terraced	Terraced	Jun 2017	n/a	n/a	n/a	£130,000
50, Kirkgate Terraced	Terraced	Dec 2016	n/a	n/a	n/a	£90,000
26, Kirkgate Terraced	Terraced	Apr 2016	n/a	n/a	n/a	£100,000
36, Kirkgate Terraced	Terraced	Mar 2015	624 sq ft £112/sq ft	624 sq ft	£112	£70,000
50, Kirkgate Terraced	Terraced	Jul 2009	n/a	n/a	n/a	£55,000
32, Kirkgate Terraced	Terraced	Oct 2004	n/a	n/a	n/a	£130,000