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1 bed flat for sale High Street, Banchory, AB31

Offers over

£104,000

Added on 24/09/2026

Type: Flat
Bedrooms: 1
Bathrooms: 1
Tenure: Freehold

Key features

One bedroom flat in heart of Banchory
Many windows providing natural light
Quirky hallway with L-shaped staircase
Views over to Banchory's Scolty Hill
Gas central heating & double glazing
Shared garden

About this property

NOTE

HOME REPORT - The home report is available to view on the Northwood website portal (northwooduk.com/aberdeen)- within the listing and select "View home report".

An excellent opportunity to acquire this bright, spacious and well presented ONE BEDROOM flat, ideally situated in the heart of the highly sought-after town of Banchory, Aberdeenshire. Offering comfortable and convenient living, this attractive property is perfectly suited to first-time buyers, professionals, downsizers, or investors seeking a property in a desirable location.

Council tax

Ask agent

Per year

Band A

£1,124
Band B

£1,311
Band C

£1,499
Band D

£1,686
Band E

£2,215
Band F

£2,740
Band G

£3,302
Band H

£4,131

The agent hasn't said which band this home is in; you can look it up on the Scottish Assessors. In Aberdeenshire, 2026/27 bills run from £1,124 a year in band A to £4,131 in band H.

Figures from the Scottish Government (Open Government Licence v3), before the water and sewerage charges billed with council tax. Discounts lower the bill, such as 25% off for an adult living alone.

Property timeline

Listed

September 2026 £104,000

1 bed · 1 bath · this listing

Location

High Street, Banchory, AB31

Open map Street View

Mortgage and LBTT

Property price £104,000

£52k £156k

Deposit10% £10,000

£0 £104k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £94,000 mortgage. Most lenders would want a household income of about £21,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.