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2 bed house for sale St. James Road, Derby, DE23

Asking price

£130,000

Added on 02/10/2026

Type: Terraced
Bedrooms: 2
Size: £192 per sq ft
Tenure: Ask agent

Key features

Close proximity to transport links
Easy access to amenities
Two bedroom mid-terraced home
Two reception rooms
Fitted kitchen
First floor bathroom
Private rear garden
Ideal investment opportunity
Popular residential location
Excellent potential

About this property

Two Bedroom Mid-Terraced Home – Normanton, Derby – Ideal First Time Buy or Investment Opportunity

Situated in the popular residential area of Normanton, Derby, this two-bedroom mid-terraced property presents an excellent opportunity for first-time buyers and investors alike. Currently tenanted, the property will be sold with vacant possession, making it ideal for immediate occupation or letting.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,537
Band B

£1,794
Band C

£2,050
Band D

£2,306
Band E

£2,818
Band F

£3,331
Band G

£3,843
Band H

£4,612

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Derby, 2026/27 bills run from £1,537 a year in band A to £4,612 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Derby, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

100 comparables · within 1.5 miles

Cheaper than 77% of the 2-bed houses for sale nearby right now.

This home, £130,000 Median £145,000 · £125,000 – £211,000

Per square foot

£192 1% over

2-bed houses nearby £189

Against sold prices

21% under

DE23 sold median £242 / sq ft, 951 sales

Compared with 100 2-bed houses for sale within 1.5 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in DE23 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in DE23 →

Location

St. James Road, Derby, DE23

Open map Street View

Mortgage and stamp duty

Property price £130,000

£65k £195k

Deposit10% £13,000

£0 £130k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £117,000 mortgage. Most lenders would want a household income of about £26,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
131, St James Road Semi-detached	Semi-detached	Jan 2026	1,281 sq ft £70/sq ft	1,281 sq ft	£70	£90,000
111, St James Road Terraced	Terraced	Jun 2025	700 sq ft £100/sq ft	700 sq ft	£100	£70,000
89, St James Road Terraced	Terraced	Apr 2024	689 sq ft £167/sq ft	689 sq ft	£167	£115,000
97, St James Road Terraced	Terraced	Mar 2024	1,119 sq ft £116/sq ft	1,119 sq ft	£116	£130,000
117, St James Road Terraced	Terraced	Dec 2023	753 sq ft £133/sq ft	753 sq ft	£133	£100,000
101, St James Road Terraced	Terraced	Sept 2021	560 sq ft £98/sq ft	560 sq ft	£98	£55,000
115, St James Road Terraced	Terraced	Mar 2019	678 sq ft £86/sq ft	678 sq ft	£86	£58,000
91, St James Road Terraced	Terraced	Apr 2018	721 sq ft £78/sq ft	721 sq ft	£78	£56,000