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1 bed flat for sale Monksgrove, Loughton, IG10

Asking price

£190,000

Reduced on 05/10/2026

Type: Flat
Bedrooms: 1
Bathrooms: 1
Size: £361 per sq ft
Tenure: Leasehold; 103 years left(from the agent's description)

Service charge £537 a yearGround rent £10 a year Council tax Band B £1,771 a year

* From the agent's description. Check it with them before you rely on it.

Key features

Easy Access To The Central Line
Top Floor Apartment
Balcony
Good Sized Living Room
Separate Kitchen
One Double Bedroom
Contemporary Bathroom
Easy Access To Local Amenities
Walk in Storage Room

About this property

Located in a well connected part of Loughton, this top/first floor apartment offers a balance of town and country living, with easy access to the Central Line and the picturesque surroundings of the Roding Valley Nature Reserve.

To the front of the property is a private balcony area, offering an attractive outdoor space to relax and unwind. Additionally, residents can benefit from on street parking.

Floorplan

Council tax

Band B £1,771 a year

Per year

Band A

£1,518
Band B

This home: £1,771
Band C

£2,024
Band D

£2,277
Band E

£2,783
Band F

£3,289
Band G

£3,795
Band H

£4,554

This home is in band B, which costs £1,771 a year in Epping Forest for 2026/27. The band is from the agent's description, so check it before you rely on it.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Epping Forest, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Property timeline

Reduced

October 2026 £190,000

Was £200,000
Listed

April 2026 £200,000

1 bed · 1 bath · this listing

Past sales can't be shown: the agent hasn't given the flat number.

Price guide

45 comparables · within 2.9 miles

Cheaper than 93% of the 1-bed flats for sale nearby right now.

This home, £190,000 Median £275,000 · £214,000 – £375,000

Per square foot

£361 33% under

1-bed flats nearby £534

Against sold prices

36% under

IG10 sold median £566 / sq ft, 906 sales

Compared with 45 1-bed flats for sale within 2.9 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in IG10 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in IG10 →

Location

Monksgrove, Loughton, IG10

Open map Street View

Mortgage and stamp duty

Property price £190,000

£95k £285k

Deposit10% £19,000

£0 £190k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £171,000 mortgage. Most lenders would want a household income of about £38,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
50, Monksgrove Terraced	Terraced	Nov 2023	893 sq ft £462/sq ft	893 sq ft	£462	£412,500
43, Monksgrove Terraced	Terraced	Oct 2022	872 sq ft £436/sq ft	872 sq ft	£436	£380,000
34, Monksgrove Flat / maisonette	Flat / maisonette	Sept 2021	517 sq ft £455/sq ft	517 sq ft	£455	£235,000
34, Monksgrove Flat / maisonette	Flat / maisonette	Jul 2019	517 sq ft £382/sq ft	517 sq ft	£382	£197,500
43, Monksgrove Terraced	Terraced	Jul 2018	872 sq ft £371/sq ft	872 sq ft	£371	£323,800
49, Monksgrove Terraced	Terraced	Feb 2018	840 sq ft £389/sq ft	840 sq ft	£389	£327,000
34, Monksgrove Flat / maisonette	Flat / maisonette	Jun 2011	517 sq ft £203/sq ft	517 sq ft	£203	£105,000
56, Monksgrove Terraced	Terraced	Sept 2010	872 sq ft £195/sq ft	872 sq ft	£195	£170,000