1/31

3 bed flat for sale High Street, Banff, AB45

Offers Over

£190,000

Added on 02/10/2026

Type: Flat
Bedrooms: 3
Size: £109 per sq ft
Tenure: Ask agent

Key features

Balcony with seaview
Off road parking (3 vehicles)
Mature garden
Wooden garage
Summer house
Modern kitchen and bathroom
Gas ch & upvc dg

About this property

Yopa is delighted to present Oakbank—a spacious, three-bedroom maisonette located in the heart of Banff. Offering approximately 161.6 m² (1,739 sq. ft.) of accommodation over two levels, this distinctive Category C listed property blends generous rooms and period character with a modern kitchen and dining area, a private balcony, a mature garden, a wooden garage, and off-road parking for two or three cars.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,124
Band B

£1,311
Band C

£1,499
Band D

£1,686
Band E

£2,215
Band F

£2,740
Band G

£3,302
Band H

£4,131

The agent hasn't said which band this home is in; you can look it up on the Scottish Assessors. In Aberdeenshire, 2026/27 bills run from £1,124 a year in band A to £4,131 in band H.

Figures from the Scottish Government (Open Government Licence v3), before the water and sewerage charges billed with council tax. Discounts lower the bill, such as 25% off for an adult living alone.

Location

High Street, Banff, AB45

Open map Street View

Mortgage and LBTT

Property price £190,000

£95k £285k

Deposit10% £19,000

£0 £190k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £171,000 mortgage. Most lenders would want a household income of about £38,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.