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2 bed flat for sale Banstead Road, Caterham, CR3

Asking price

£250,000

Added on 01/09/2026

Type: Flat
Bedrooms: 2
Bathrooms: 1
Size: £265 per sq ft
Tenure: Ask agent

EPC D 55 potential C

Key features

Split Level First and Second Floor
Own Front Door Accessed From the Front of the Building
Two Double Bedrooms
New Lease on Completion of 186 Years
EPC Rating: D

About this property

Split Level First and Second Floor

Own Front Door Accessed From the Front of the Building
Two Double Bedrooms
New Lease on Completion of 186 Years
EPC Rating: D

Accessed from your own front door at street level, this property offers a well presented and deceptively spacious two-bedroom split-level apartment, offering approximately 944 sq/ft of well-appointed accommodation arranged over the first and second floors. The property has been tastefully maintained throughout and features a bright and generous reception/dining room with two front aspect windows, providing an excellent space for both relaxing and entertaining.

Floorplan

Energy performance

D 55

Current

Potential

92+

81-91

69-80

69 C

55-68

55 D

39-54

21-38

1-20

This home is rated band D, scoring 55 out of 100. The average British home is band D. Its certificate says it could reach band C (69) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Ask agent

Per year

Band A

£1,733
Band B

£2,022
Band C

£2,311
Band D

£2,600
Band E

£3,178
Band F

£3,755
Band G

£4,333
Band H

£5,200

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Croydon, 2026/27 bills run from £1,733 a year in band A to £5,200 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Croydon, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Property timeline

Listed

August 2026 £250,000

2 beds · 1 bath · this listing

Past sales can't be shown: the agent hasn't given the flat number.

Price guide

94 comparables · within 3 miles

Cheaper than 84% of the 2-bed flats for sale nearby right now.

This home, £250,000 Median £300,000 · £242,400 – £444,000

Per square foot

£265 36% under

2-bed flats nearby £413

Against sold prices

42% under

CR3 sold median £454 / sq ft, 811 sales

Compared with 94 2-bed flats for sale within 3 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in CR3 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in CR3 →

Location

Banstead Road, Caterham, CR3

Open map Street View

Mortgage and stamp duty

Property price £250,000

£125k £375k

Deposit10% £25,000

£0 £250k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £225,000 mortgage. Most lenders would want a household income of about £50,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
164, Banstead Road Semi-detached	Semi-detached	Jul 2026	904 sq ft £470/sq ft	904 sq ft	£470	£425,000
168, Banstead Road Semi-detached	Semi-detached	Apr 2026	1,141 sq ft £377/sq ft	1,141 sq ft	£377	£430,000
172, Banstead Road Terraced	Terraced	Dec 2025	1,184 sq ft £384/sq ft	1,184 sq ft	£384	£455,000
146, Banstead Road Semi-detached	Semi-detached	Oct 2024	958 sq ft £454/sq ft	958 sq ft	£454	£435,000
162, Banstead Road Semi-detached	Semi-detached	Jun 2024	743 sq ft £539/sq ft	743 sq ft	£539	£400,000
172b, Banstead Road Terraced	Terraced	May 2024	1,249 sq ft £416/sq ft	1,249 sq ft	£416	£520,000
138, Banstead Road Semi-detached	Semi-detached	Nov 2023	861 sq ft £511/sq ft	861 sq ft	£511	£440,000
136, Banstead Road Semi-detached	Semi-detached	Feb 2022	904 sq ft £461/sq ft	904 sq ft	£461	£417,000