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4 bed house for sale Lower Thrift Street, Northampton, NN1

Asking price

£240,000

Added on 30/09/2026

Type: Terraced
Bedrooms: 4
Tenure: Freehold

Highlights

From the agent's description

Large garden
Downstairs WC
Cellar

About this property

Welcome to this four-bedroom HMO investment property, ideally situated in the popular and well-connected area of Abington, NN1. Currently generating an annual rental income of approximately £26,000, the property presents an attractive opportunity for an established landlord looking to expand their portfolio or an investor seeking to enter the HMO market.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,658
Band B

£1,934
Band C

£2,210
Band D

£2,487
Band E

£3,039
Band F

£3,592
Band G

£4,144
Band H

£4,973

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In West Northamptonshire, 2026/27 bills run from £1,658 a year in band A to £4,973 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across West Northamptonshire, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

85 comparables · within 3 miles

Cheaper than 96% of the 4-bed houses for sale nearby right now.

This home, £240,000 Median £400,000 · £282,000 – £515,000

Compared with 85 4-bed houses for sale within 3 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Lower Thrift Street, Northampton, NN1

Open map Street View

Mortgage and stamp duty

Property price £240,000

£120k £360k

Deposit10% £24,000

£0 £240k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £216,000 mortgage. Most lenders would want a household income of about £48,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
76, Lower Thrift Street Terraced	Terraced	Nov 2025	861 sq ft £233/sq ft	861 sq ft	£233	£201,000
77, Lower Thrift Street Terraced	Terraced	Oct 2025	1,259 sq ft £226/sq ft	1,259 sq ft	£226	£285,000
122, Lower Thrift Street Terraced	Terraced	Oct 2025	1,195 sq ft £155/sq ft	1,195 sq ft	£155	£185,000
118, Lower Thrift Street Terraced	Terraced	Aug 2025	1,281 sq ft £219/sq ft	1,281 sq ft	£219	£280,000
110a, Lower Thrift Street Terraced	Terraced	May 2025	678 sq ft £229/sq ft	678 sq ft	£229	£155,000
124, Lower Thrift Street Terraced	Terraced	Jan 2024	1,195 sq ft £205/sq ft	1,195 sq ft	£205	£245,000
88, Lower Thrift Street Terraced	Terraced	Aug 2023	1,184 sq ft £194/sq ft	1,184 sq ft	£194	£230,000
89, Lower Thrift Street Terraced	Terraced	Jun 2023	764 sq ft £242/sq ft	764 sq ft	£242	£185,000