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1 bed flat for sale Harding Street, Swindon, SN1

Fixed price

£125,000

Added on 24/09/2026

Type: Flat
Bedrooms: 1
Bathrooms: 1
Tenure: Leasehold

Key features

TOWN CENTRE
ONE BEDROOM
OPEN PLAN LIVING
CLOSE TO LOCAL AMENITIES
GREAT TRANSPORT LINKS

About this property

Allen & Harris are pleased to present this ONE -bedroom apartment, ideally located within Swindon’s Town Centre and offering convenient access to shops, cafes, transport links and the railway station. Situated within a well-maintained building, this property provides generous open-plan living and would make an ideal home for first-time buyers or investors. The accommodation comprises of a open-plan kitchen/living room, offering room for both seating and dining furniture.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,625
Band B

£1,896
Band C

£2,167
Band D

£2,438
Band E

£2,980
Band F

£3,522
Band G

£4,064
Band H

£4,876

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Swindon, 2026/27 bills run from £1,625 a year in band A to £4,876 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Swindon, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

39 comparables · within 2.5 miles

Priced above 87% of the 1-bed flats for sale nearby right now.

This home, £125,000 Median £105,000 · £80,000 – £132,000

Compared with 39 1-bed flats for sale within 2.5 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Harding Street, Swindon, SN1

Open map Street View

Mortgage and stamp duty

Property price £125,000

£62k £188k

Deposit10% £13,000

£0 £125k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £112,000 mortgage. Most lenders would want a household income of about £25,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
40, Harding House, 2, Harding Street Flat / maisonette	Flat / maisonette	May 2025	549 sq ft £228/sq ft	549 sq ft	£228	£125,000
29, Harding House, 2, Harding Street Flat / maisonette	Flat / maisonette	Sept 2023	377 sq ft £287/sq ft	377 sq ft	£287	£108,000
13, Harding House, 2, Harding Street Flat / maisonette	Flat / maisonette	Mar 2023	603 sq ft £244/sq ft	603 sq ft	£244	£147,000
26, Harding House, 2, Harding Street Flat / maisonette	Flat / maisonette	Dec 2022	592 sq ft £225/sq ft	592 sq ft	£225	£133,000
8, Harding House, 2, Harding Street Flat / maisonette	Flat / maisonette	Sept 2021	581 sq ft £221/sq ft	581 sq ft	£221	£128,500
33, Harding House, 2, Harding Street Flat / maisonette	Flat / maisonette	Aug 2021	624 sq ft £200/sq ft	624 sq ft	£200	£125,000
22, Harding House, 2, Harding Street Flat / maisonette	Flat / maisonette	Apr 2021	592 sq ft £218/sq ft	592 sq ft	£218	£129,000
38, Harding House, 2, Harding Street Flat / maisonette	Flat / maisonette	Dec 2020	377 sq ft £271/sq ft	377 sq ft	£271	£102,000