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Shared ownership
1/13

1 bed flat for sale Osprey Drive, St. Albans, AL4

Guide price
£150,000
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Added on 30/09/2026

50% share · about £300,000 full value
Type
Flat
Bedrooms
1
Bathrooms
1
Size
£410 per sq ft
Tenure
Leasehold
Council tax Band C

Key features

  • One-bedroom ground floor maisonette
  • Open-plan living & dining space
  • Defined kitchen within main room
  • Double bedroom with en-suite shower
  • Enclosed south-facing, low-maintenance garden
  • Outdoor socket & water tap fitted
  • Allocated resident parking space
  • Built 2023 with modern finish

About this property

***50% SHARED OWNERSHIP***

A one-bedroom ground floor maisonette with its own south-facing garden, offering a private, low-maintenance outdoor space that’s rare for a home of this size. The open-plan living area is easy to settle into with space to sit and dine alongside a defined kitchen, while the bedroom sits separately with an en-suite shower room for a simple, contained layout.

Floorplan

Council tax

Band C

Location

Osprey Drive, St. Albans, AL4

Mortgage and stamp duty

Property price £150,000
£75k £225k
Deposit10% £15,000
£0 £150k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years

A £135,000 mortgage. Most lenders would want a household income of about £30,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Area insights

The neighbourhood around this property.

Marketed by
Frosts, Frost's Marshalswick
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