Auction

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Auction

1/13

2 bed house for sale Albert Street, Cowes, PO31

Guide Price

£125,000

Reduced on 02/10/2026

For sale by auction

Type: Terraced
Bedrooms: 2
Bathrooms: 1
Size: £164 per sq ft
Tenure: Freehold

Council tax Band B £2,042 a year

Key features

The images marked "Virtual Stager" show styling potential only. All other images show the property as currently presented.
Terraced house close to Cowes town centre
Enclosed rear garden
Ideal project for renovation
For sale by modern auction method / T's & C's apply
Subject to an undisclosed reserve price / buyer's fees apply
EPC energy efficiency rating D (61/84)

About this property

Situated near to the bustling seaside town of Cowes, this charming terraced house offers a fantastic opportunity to modernise and add value to a property that's in a highly desirable location. Whether you're looking for your first home, an investment or a holiday home with easy access to mainland transport links, this super cottage is not to be missed!

Floorplan

Council tax

Band B £2,042 a year

Per year

Band A

£1,751
Band B

This home: £2,042
Band C

£2,334
Band D

£2,626
Band E

£3,209
Band F

£3,793
Band G

£4,376
Band H

£5,252

This home is in band B, which costs £2,042 a year in Isle of Wight for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Isle of Wight, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

This home

£164 / sq ft

Area average (sold)

£327 / sq ft

Price per area, sold homes nearby

£212 / sq ft

£164 / sq ft

£457 / sq ft

Lowest

This home

Highest

£164 per sq ft, below almost all recent sales in PO31 (£212–£457, 10th–90th percentile, 406 sales over 24 months).

Lowest and highest are the 10th and 90th percentiles of 406 homes sold in PO31 over the last 24 months. This home's figure uses its asking price. All sold £/sq ft in PO31 →

Location

Albert Street, Cowes, PO31

Open map Street View

Mortgage and stamp duty

Property price £125,000

£62k £188k

Deposit10% £13,000

£0 £125k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £112,000 mortgage. Most lenders would want a household income of about £25,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
13, Albert Street Terraced	Terraced	Jan 2025	1,109 sq ft £284/sq ft	1,109 sq ft	£284	£315,000
34, Albert Street Terraced	Terraced	Mar 2024	700 sq ft £286/sq ft	700 sq ft	£286	£200,000
27, Albert Street Semi-detached	Semi-detached	Aug 2023	872 sq ft £275/sq ft	872 sq ft	£275	£240,000
46, Albert Street Terraced	Terraced	Sept 2022	614 sq ft £359/sq ft	614 sq ft	£359	£220,000
56, Albert Street Terraced	Terraced	Jul 2022	603 sq ft £410/sq ft	603 sq ft	£410	£247,000
50, Albert Street Terraced	Terraced	Dec 2021	678 sq ft £221/sq ft	678 sq ft	£221	£150,000
26, Albert Street Terraced	Terraced	Feb 2021	474 sq ft £317/sq ft	474 sq ft	£317	£150,000
28, Albert Street Terraced	Terraced	Oct 2020	495 sq ft £283/sq ft	495 sq ft	£283	£140,000