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3 bed house for sale School Cote Terrace, Halifax, HX3

Asking price

£160,000

Added on 16/09/2026

Type: Terraced
Bedrooms: 3
Bathrooms: 1
Size: £163 per sq ft
Tenure: Freehold

EPC E 54 potential B

Key features

fully refurbished three bedroom property
great first time buyer opportunity
sold with no onward chain
popular location Holmfield
situated close to good schools & local amenities

About this property

Situated in a convenient and popular residential location, this beautifully presented and fully refurbished home offers stylish, move-in-ready accommodation finished to an exceptional standard throughout. Having undergone a comprehensive programme of modernisation, the property combines contemporary living with a welcoming and practical layout, making it an ideal purchase for first-time buyers, growing families, or investors alike. The lounge provides a comfortable and inviting living space, ideal for both relaxing and entertaining.

Floorplan

Energy performance

E 54

Current

Potential

92+

81-91

86 B

69-80

55-68

39-54

54 E

21-38

1-20

This home is rated band E, scoring 54 out of 100. The average British home is band D. Its certificate says it could reach band B (86) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Ask agent

Per year

Band A

£1,574
Band B

£1,836
Band C

£2,098
Band D

£2,361
Band E

£2,885
Band F

£3,410
Band G

£3,935
Band H

£4,721

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Bradford, 2026/27 bills run from £1,574 a year in band A to £4,721 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Bradford, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

37 comparables · within 2.9 miles

Cheaper than 81% of the 3-bed houses for sale nearby right now.

This home, £160,000 Median £220,000 · £155,970 – £325,000

Per square foot

£163 30% under

3-bed houses nearby £231

Against sold prices

25% under

HX3 sold median £218 / sq ft, 1,255 sales

Compared with 37 3-bed houses for sale within 2.9 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in HX3 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in HX3 →

Location

School Cote Terrace, Halifax, HX3

Open map Street View

Mortgage and stamp duty

Property price £160,000

£80k £240k

Deposit10% £16,000

£0 £160k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £144,000 mortgage. Most lenders would want a household income of about £32,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
5, School Cote Terrace Terraced	Terraced	Aug 2026	893 sq ft £154/sq ft	893 sq ft	£154	£138,000
4, School Cote Terrace Terraced	Terraced	May 2023	947 sq ft £169/sq ft	947 sq ft	£169	£160,000
5, School Cote Terrace Terraced	Terraced	Oct 2019	893 sq ft £106/sq ft	893 sq ft	£106	£95,000
1, School Cote Terrace Terraced	Terraced	Aug 2019	850 sq ft £115/sq ft	850 sq ft	£115	£97,500
6, School Cote Terrace Terraced	Terraced	Feb 2018	840 sq ft £76/sq ft	840 sq ft	£76	£63,500
1, School Cote Terrace Terraced	Terraced	Mar 2017	850 sq ft £94/sq ft	850 sq ft	£94	£80,000
8, School Cote Terrace Terraced	Terraced	Nov 2016	850 sq ft £106/sq ft	850 sq ft	£106	£90,000
2, School Cote Terrace Terraced	Terraced	Aug 2014	980 sq ft £107/sq ft	980 sq ft	£107	£105,000