1/8
50% shared ownership
£112,500
2 beds · 1 bath
Gerard Gardens, Great Baddow, CHELMSFORD
0.01 miles
away
Leasehold
Added on 16/09/2026 William H. Brown
1/19
1/19
£220,000
Guide Price 2 bed flat for sale Gerard Gardens, Chelmsford, Essex
2
beds Flat
Leasehold
Added on 16/09/2026
About this property
GUIDE PRICE £220,000 TO £240,000 A fantastic two-bedroom apartment with parking, vacant possession and no onward chain! We are delighted to offer for sale this bright and spacious two-bedroom first-floor apartment, ideally positioned within this attractive and well-regarded development at Gerard Gardens. Offering modern, comfortable accommodation throughout, this property is an excellent choice for first-time buyers, professionals, downsizers or investors looking for a strong buy-to-let opportunity.
Key features
- Vacant Possession
- Two Bedroom
- Modern Bathroom
- First Floor
- Allocated Parking
- Fitted Kitchen
- Modern Clean Decor
- No Onward Chain
Floorplan
Location
Gerard Gardens, Chelmsford, Essex, CM2 9GD
- Council tax
- Band D (Approx £2,300/year)The agent has not stated the band, so band D is shown as the local reference: Chelmsford's 2026/27 area average, including the typical parish precept. The actual band and any discounts change the bill.
Mortgage and stamp duty
Property price £220,000
£110k £330k
Deposit10% £22,000
£0 £220k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years
A £198,000 mortgage. Most lenders would want a household income of about £44,000 to support it.
A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.
Historic sold prices nearby
HM Land Registry sales in CM2 9GD. Floor areas from Energy Performance Certificates where matched.
| Address | Type | Sold | Size | Size | £/sq ft | Price |
|---|---|---|---|---|---|---|
| 35, Gerard Gardens Semi-detached | Semi-detached | Jun 2026 | 603 sq ft £541/sq ft | 603 sq ft | £541 | £326,000 |
| 26, Gerard Gardens Flat / maisonette | Flat / maisonette | Mar 2026 | 635 sq ft £362/sq ft | 635 sq ft | £362 | £230,000 |
| 27, Gerard Gardens Flat / maisonette | Flat / maisonette | Mar 2026 | 549 sq ft £443/sq ft | 549 sq ft | £443 | £243,000 |
| 23, Gerard Gardens Flat / maisonette | Flat / maisonette | Feb 2026 | 549 sq ft £419/sq ft | 549 sq ft | £419 | £230,000 |
| 30, Gerard Gardens Terraced | Terraced | Feb 2025 | 614 sq ft £500/sq ft | 614 sq ft | £500 | £307,000 |
| 22, Gerard Gardens Flat / maisonette | Flat / maisonette | Oct 2023 | 646 sq ft £348/sq ft | 646 sq ft | £348 | £225,000 |
| 2, Gerard Gardens Flat / maisonette | Flat / maisonette | Mar 2023 | 452 sq ft £442/sq ft | 452 sq ft | £442 | £200,000 |
| 3, Gerard Gardens Flat / maisonette | Flat / maisonette | Nov 2021 | 431 sq ft £453/sq ft | 431 sq ft | £453 | £195,000 |
All sales on Gerard Gardens → All sold prices in Chelmsford →
Area insights
The neighbourhood around this property.
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