2 bed flat for sale Cave Street, Hull, HU5

Shared Ownership

£55,000

Added on 16/10/2026

70% share · about £78,571 full valueRetirement home

Type: Flat
Bedrooms: 2
Tenure: Leasehold

Key features

No chain involved
Over 55's complex
70% shared ownership
First floor flat
Two bedrooms
Lounge/dining room
Electric heating
Double glazing
Communal gardens

About this property

Tenure:Leasehold Service Charge £150 per month For sale – a well-presented two-bedroom first floor flat offered on a 70% shared ownership basis for the over 55s, located off Cave Street in Hull. The flat is set within a modern low-rise development with attractive communal lawns. Inside, the accommodation is in immaculate condition throughout.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,530
Band B

£1,785
Band C

£2,040
Band D

£2,295
Band E

£2,805
Band F

£3,315
Band G

£3,825
Band H

£4,590

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Kingston upon Hull, 2026/27 bills run from £1,530 a year in band A to £4,590 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Kingston upon Hull, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Location

Cave Street, Hull, HU5

Open map Street View

Mortgage and stamp duty

Property price £55,000

£28k £83k

Deposit11% £6,000

£0 £55k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £49,000 mortgage. Most lenders would want a household income of about £11,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
27, Cave Street Flat / maisonette	Flat / maisonette	Jun 2025	624 sq ft £69/sq ft	624 sq ft	£69	£43,000
72, Cave Street Terraced	Terraced	Jun 2022	829 sq ft £113/sq ft	829 sq ft	£113	£94,000
1e, Cave Street Terraced	Terraced	May 2022	484 sq ft £117/sq ft	484 sq ft	£117	£56,500
27, Cave Street Flat / maisonette	Flat / maisonette	Mar 2022	624 sq ft £66/sq ft	624 sq ft	£66	£41,000
13, Cave Street Flat / maisonette	Flat / maisonette	Jan 2022	624 sq ft £67/sq ft	624 sq ft	£67	£42,000
31, Cave Street Flat / maisonette	Flat / maisonette	Nov 2021	624 sq ft £85/sq ft	624 sq ft	£85	£53,000
1c, Cave Street Terraced	Terraced	Jun 2021	667 sq ft £109/sq ft	667 sq ft	£109	£72,500
1e, Cave Street Terraced	Terraced	May 2021	484 sq ft £114/sq ft	484 sq ft	£114	£55,000